Your Fast Payday is a tribal lender that I'm not very interested in but I thought I would see what kind of complaints were out there on the net for this firm. Surprisingly there weren't that many so that's a slight positive for Your Fast Payday. In fact across all the normal sites I could only find one review, and it was a complaint.
If you are looking around for Your Fast Payday complaints this is the only one you're going to find no matter how hard you look...
I had a loan with Your Fast Payday and they responded with an amazing email that claimed they are free from any state laws or regulations thanks to their tribal immunity. So the laws that I cited to them, which is the state laws in Missouri in my case, and the tribe behind Your Fast Payday just doesn't care about any state laws.
I tried to explain to them how my payments need to be altered due to the fact that I'm a Missouri resident and I am not going to have to pay the high interest that are tied to this loan, no matter what I signed up for. They have not contacted me at all (no email, no phone calls) but they did decide to debit my checking account with the automated deduction. I did contact my bank to try to find out why my block on the account isn't working and they are still able to reach into my account to get those funds.
The important thing is that I'm going to physically drive over to my bank to get those funds back, I talked with a manager there. Your Fast Payday is just ignoring everything about me, my requests and what's happening to my life. This isn't easy to stand against a company that you technically have business with yet you have to get out of it. It will be a tough road but I am going to be strong. I'm going to file some complaints against this company too. I wish I knew other people who had done business with this lender so I could get some insight into who their processor company is and how they react if you stop paying them.
Here's what is so funny at this point, because I've paid them so much money I only owe them $30 for my old loan. That's the amount I would be willing to pay but the company won't provide me with an address to send the money and I can't find much information about this company anywhere online.
Alright, when we read complaints like this isn't do much to get us motivated to get into debt with Your Fast Payday. This tribal lender doesn't have a terrible loan program but the reality is there are better Native American lenders. I would say there are at least six other tribally-based loan companies that I would prefer to use over Your Fast Payday.
Those six companies are Great Plains Lending, Superior Funding, Spotloan, Mobiloans, Plain Green Loans and Bright Day Loans. Those are all tribal installment lenders, if you are looking for a payday lender then you might want to look at RadiantCash. I'm personally going to not use Your Fast Payday if I apply for a tribal loan.
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