United Cash Loans is one of the most popular tribal lenders in the country, and to be perfectly honest I have no idea why they are so highly regarded.
One of the big reasons I know they are so well known is the fact that so many people are looking for United Cash Loans login information when you look at raw results from search. Every month there are thousands of people actually trying to find the login screen and/or their login information for United Cash Loans, which inherently means they are a customer of this questionable lending company.
It was amazing, I think it was in March of 2014, there was like 3,000 plus look-ups for United Cash Loans login alone. Who are these people? Why are they using such a second rate Native American loan shop when there are so many other tribal lenders that are just as easy to get approval for, and these alternative choices also have higher loan limits, they provide a longer timeframe to repay the loan and they charge less in interest because their loans carry an APR that is substantially less than United Cash Loans.
I'm sure the folks at United Cash don't like to hear this but the fact is that Mobiloans, Clear Creek Lending, RadiantCash, American Credit Line and Plain Green Loans all have better loan programs than United Cash Loans. And all of the companies listed above are Native American lenders which means that they are all quite simple to get approved for some level of debt no matter what your financial situation is, unless you are totally destitute and have no income at all.
Plus, all of these lenders offer more money than United Cash Loans, and by the way, all of the companies on this mini-list above have smaller APR's which means you will save money in lower interest costs. Lastly, most of them (we'll have to exclude RadiantCash on this one) offer installment loans which means that instead of 14 days to repay in full you will be provided something more like three to 12 months to repay.
If the differences look stark and substantial it's because they are, and while it's not a good idea to go into debt lightly with any of these high cost operators it is smart to look at similar options to the company you're about to do business with and see if there are competitors who can beat them.
That's what is going on with United Cash Loans, we know for a fact that there are thousands of Americans using this service with our internet evidence of so many people (who are established customers or else they would've even have the ability to login, or the concept to search for this feature online) and yet there are so many other tribal lending options on the table that these consumers are just bypassing, most likely because they are completely unaware of what's available to them.
The whole point behind this site has been to make the push to get people into better loans. I'm not going to sit here and say "don't take out any loans because that's the best financial decision you can make" and all that line of unrealistic clatter. We can leave that to the financial wordsmiths and talking faces on the money management radio shows.
Of course not taking on any debt will be great for your budget but will that lack of debt help you as your checking account is shut down due to a negative balance? Or your car is being towed away because you missed two payments? Sometimes going into debt is the only reality even if it's not a good reality. And millions of Americans have very low credit scores so getting what used to be a commonplace loan is now largely out of reach for this segment of the population.
That's where this site comes into play because we're not going to discuss the fact that all debt is bad and we're also not going to bother spending time reviewing fancy loans at places like Wells Fargo or OneMain Financial which are only going to except applications from the upper tier of society, meaning the top 20% of all consumers. Since you're reading this there's a very good chance you are not in that top tier and you will not be issued a loan from a traditional bank or one of these corporate styled brick and mortar loan stores.
The point behind these pages are to explore the easy to get, and extremely expensive, Native American loans. When people read that the loans are issued by tribally-based companies there is a tendency to simply resign themselves to taking whatever company happens to be in their path. That's a bad idea because not all tribal lenders are created (or operate) equally. There are massive differences in the cost and the loan timeframe, and big differences in the amount of money you can qualify to borrow.
This all gets back to United Cash Loans because they are one of the tribal lenders that basically does nothing special, and in my opinion nothing worthwhile, for their borrowers. Getting a loan from an installment lender is a better idea because the consumer gets some degree of flexibility with this more stretched out debt vehicle.
It's not scientific at all and it's not terribly pertinent to our reviews of Native American lenders, but it was just a little upsetting and maybe even a little depressing to see all the search activity surrounding United Cash Loans login information.
I don't like the fact that a newer and much more dynamic tribal lender like RadiantCash is getting very little attention while a large, well funded, actively advertised lending outfit like United Cash Loans can garner thousands of customers and generate thousands of inquiries about their site every month. I wish I could talk to each of those customers and let them know there are other possibilities out there when it comes to having bad credit or below average credit histories, and how to be approved for a loan in the modern era.
Yes, it's not as easy as it used to be but it is still possible to get a somewhat decent loan even now. Unfortunately for United Cash Loans and their customers this isn't the company to find a good loan through.
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